Apple Pay and iPhone 6 Utilizes Near Field Communication (NFC)

iPhone 6 has near field communication feature

Apple CEO Tim Cook made the iPhone 6 announcement on Tuesday, Sept. 9, 2014

The Apple iPhone 6 uses near field communication, or NFC, allowing iPhone users to use the proprietary Apple Pay to buy things with their phone, rather than have to pull out a real wallet. The actual NFC sensor is located at the top of the iPhone 6 and iPhone 6 Plus. However, if you keep reading, it is suggested that the Apple Watch may also contain a near field communication sensor, which allows all versions of the iPhone 5 to be NFC capable. So don't throw out your iPhone 5 just yet. Just do the smart thing, and read a review on the iPhone 6.

Major Credit Card Companies are on Board with Apple Pay NFC

The four biggest American credit cards are all on board to work with Apple Pay for near field communication payments. These are: Visa, Mastercard, Discover, and American Express. These credit cards can be added to one's iPhone Passbook app, as easily as taking a picture of the front. After you do this, your iPhone 6 or iPhone 6 Plus is NFC ready.

Review: If the iPhone 6 Plus is Lost or Stolen...

If you lose your iPhone, there is no need for concern. By using the Find My iPhone service, you can easily deactivate your NFC payments feature. A good iPhone 6 review pointed this out.

How does Apple Pay on the iPhone 6 and iPhone 6 Plus work?

When you check out with Apple Pay, your iPhone sends a one-time payment authorization number, plus a security code.

Is Apple Pay a secure form of near field communication payment?

Yes. With Apple Pay, the user must press their finger onto the iPhone 6 or Apple Watch fingerprint sensor to authorize a transaction.

Apple Users with Previous iPhone Models Concerned about Apple Pay 

Are you worried that your iPhone won't be able to do Apple Pay?

Apple says that the iPhone 5, iPhone 5S, and iPhone 5C will be able to use Apple Pay, with one caveat - you must first buy an Apple Watch. (Source: 9TO5Mac review article)

So, either way, Apple is going to get you to buy a product if you want to pay with NFC. You can buy an iPhone 6, iPhone 6 Plus, or an Apple Watch. It's your choice.